This Interest Rate Table, which is updated as of the date posted on the Table, shows a
comparison of rates and APRs available from a sample of rate offers
posted by lenders in the US Refi network of lenders.
Interest Rates displayed reflect the payment of one discount point for a
$220,000 loan amount and assume a FICO score of 720+ with a
maximum loan-to-value (LTV) ratio of 80% on a primary single family home.
The actual interest rate and APR you qualify for may vary based on the
specific terms of the loan selected, verification of
information, your credit history, the location and type of
property, and other factors as determined by the Lenders.
Not all consumers will qualify for these rates. Specific rates and terms offered
to our applicants by specific lenders and providers within the
network may vary.
Rates are subject
to change daily without notice.
The displayed rates were reported for the time period shown and are not intended to
reflect all possible rates that may be currently available. US Refi is a marketing company with a network of web sites and is not a lender.
Estimated monthly payments are provided for informational purposes only. Disclosures for estimated monthly payment computation are as follows:
*The payment on a $100,000 30-year Fixed Rate Loan at 2.75% and 70% loan-to-value (LTV) is $497.81. The Annual Percentage Rate (APR) is 3.35%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Rate is variable.
*The payment on a $200,000 30-year Fixed Rate Loan at 3.75% and 70% loan-to-value (LTV) is $995.62. The Annual Percentage Rate (APR) is 4.35%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Rate is variable.
*The payment on a $300,000 30-year Fixed Rate Loan at 3.75% and 70% loan-to-value (LTV) is $1,493.44. The Annual Percentage Rate (APR) is 4.35%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Rate is variable.
This loan is subject to availability and the stated rates and terms may change at any time. As of 11/08/2013 this loan was advertised and made publicly available by a lender in our network. Actual payments will vary based on your individual situation and current rates. Some products may not be available in all states. Some jumbo products may not be available to first time home buyers. Restrictions may apply. Lock periods will vary. Assumptions are: you pay closing costs, your debt-to-income ratio is less than 30%; and your credit score over 720. In the case of certain jumbo products, the assumption is a credit score over 740. The loan to value (LTV) rate is 70. Please remember that your lender does not have all of your information. You will need to provide additional information. Therefore, the rate and payment results you see may not reflect your actual situation. We arrange but do not make loans.
CONTACT US BY EMAIL AT: Support@USRefi.org
or by physical mail at:
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Las Vegas, NV 89120
Advertised Terms and Information
The information and disclosures above relate to advertised terms made by or
through US Refi's network of lenders.
Interest rates and
terms are from a lender or lenders with whom US Refi
may match you and that offer the particular product. The
disclosures are current as of the date indicated.
US Refi is
not a lender in any transaction and does not make loans, loan
commitments or lock-rates. All credit decisions, including loan
approval and the conditional rates and terms you are offered,
are the responsibility of the participating lenders and will
vary based upon your loan request, your particular financial
situation, and criteria determined by the lenders to whom you
are matched. Not all consumers will qualify for the advertised
rates and terms.
You may not be matched with the lender making a particular conditional loan
offer, and US Refi does not guarantee that any lender will
make you a conditional loan offer. FICO score means the FICO
credit score report that a lender receives from a consumer
US Refi is not a banker or lender (Service Provider). Leading Service
Providers participate in our matching engine who may have loan
products available matching the criteria you submit in this
The information collected is not an application for credit or a mortgage loan,
nor is it used to pre-qualify you with any Service Provider.
There is no cost to submit a loan offer request, or to get matched with lenders
and receive conditional loan offers. You may shop for offers with us
at no cost. You may review the conditional free loan offers from
lenders and talk to the lenders at no cost. If after receiving your
free offer you choose to work with a lender from our network to
process a loan request, the lender you choose may require a fee to
process a loan request. You have the option to agree or not agree to
pay the lender a fee and accept their services. You will not be
charged a fee of any kind from the lender until you agree to accept
their services. The information provided by you to us is not an
application for a mortgage loan nor it is used to pre-qualify you
with any lender. Rates are subject to change. We are not acting as a
lender or a broker ("Service Provider").